The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$11.93Fair value$28.75Bull$41.74
FairClose
52-week traded range
52W low $16.9952W high $35.59
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
EZCORP, Inc. closed at $32.47, 12.9% above the consensus fair value of $28.75 drawn from 8 valuation models.
Financial DNA score 57/100 — Good. P/E of 22.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$28.39
-12.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$21.15
-34.9%
√(22.5 × EPS × BVPS)
EPS=1.42, BVPS=14 · outside Graham range (P/E 22.9, P/B 2.3) — asset-light, treat as a rough floor
P/E Fair Value
$28.40
-12.5%
EPS × 20x (sector P/E)
EPS=1.42, Sector P/E=20x
Peter Lynch (PEG)
$32.69
+0.7%
EPS × Growth% (PEG = 1 is fair)
EPS=1.42, g=23%
EV/EBITDA
$41.74
+28.6%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=181.71M
Book Value (P/B)
$11.93
-63.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=14, ROE=9.4%, g=6%, r=10%
Reverse DCF
$32.47
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 9% | Historical: 23%
Margin of Safety
$19.49
-40.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=25.98, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.