First Bancorp (Southern Pines NC)
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $47.82M | $-25.80M | $7.79M | $4.75M |
| FY2015 | $37.35M | $-138.00M | $114.83M | $5.48M |
| FY2016 | $41.27M | $-240.11M | $237.57M | $8.69M |
| FY2017 | $26.84M | $-128.53M | $285.19M | $4.66M |
| FY2018 | $46.41M | $-313.28M | $240.28M | $10.72M |
| FY2019 | $51.24M | $-424.69M | $141.85M | $3.53M |
| FY2020 | $58.33M | $-961.54M | $1.04B | $12.36M |
| FY2021 | $142.34M | $-1.27B | $1.23B | $9.40M |
| FY2022 | $230.65M | $-713.36M | $291.86M | $5.29M |
| FY2023 | $131.40M | $-191.37M | $27.51M | $4.42M |
| FY2024 | $174.78M | $169.67M | $-74.80M | $2.66M |
| FY2025 | $203.13M | $-562.07M | $161.03M | $4.25M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.