Fedbank Financial Ser L

FEDFINA NSE Financial Services Non Banking Financial Company (NBFC)
Microcap 250
₹158.53
-0.22%
Delayed · cached 15 min

Fair value analysis

FEDFINA
Fedbank Financial Ser L
Financial ServicesNon Banking Financial Company (NBFC)
₹158.88
Close used for this calculation
₹179.97Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
54/100
Profitability21/25
Returns10/25
Balance Sheet6/25
Efficiency17/25
Growth14/25
Good
Quality radar
54Prof.21/25Ret.10/25Eff.17/25B.Sht6/25Growth14/25

Consensus fair value

₹179.97
Near FV
▲ +13.3% against the close used
Model range ₹134.28 – ₹377.63
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹134.28Fair value₹179.97Bull₹377.63
FairClose
52-week traded range
52W low ₹120.8252W high ₹176.39

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Fedbank Financial Ser L closed at ₹158.88, 11.7% below the consensus fair value of ₹179.97 drawn from 8 valuation models.

Financial DNA score 54/100 — Good. P/E of 15.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹182.21
+14.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹134.28
-15.5%
√(22.5 × EPS × BVPS)
EPS=9.18, BVPS=87.3 · outside Graham range (P/E 15.5, P/B 1.8) — asset-light, treat as a rough floor
Graham Formula
₹377.63
+137.7%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=17.9%, FD=7%
P/E Fair Value
₹154.68
-2.6%
EPS × 16.85x (sector P/E)
EPS=9.18, Sector P/E=16.85x
Peter Lynch (PEG)
₹164.32
+3.4%
EPS × Growth% (PEG = 1 is fair)
EPS=9.18, g=17.9%
Book Value (P/B)
₹144.04
-9.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=87.3, ROE=12.6%, g=6%, r=10%
Reverse DCF
₹158.88
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.2% | Historical: 17.9%
Margin of Safety
₹159.15
+0.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=212.2, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.