F&G Annuities & Life, Inc.

FG US Financials Life & Health Insurance
S&P 600
$23.05
-2.21%
Delayed · cached 15 min

Fair value analysis

FG
F&G Annuities & Life, Inc.
FinancialsLife & Health Insurance
$23.05
Close used for this calculation
$31.71Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
58/100
Profitability14/25
Returns5/25
Balance Sheet14/25
Efficiency25/25
Growth25/25
Good
Quality radar
58Prof.14/25Ret.5/25Eff.25/25B.Sht14/25Growth25/25

Consensus fair value

$31.71
Below FV
▲ +37.6% against the close used
Model range $11.61 – $56.40
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$11.61Fair value$31.71Bull$56.40
FairClose
52-week traded range
52W low $20.6952W high $34.93

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

F&G Annuities & Life, Inc. closed at $23.05, 27.3% below the consensus fair value of $31.71 drawn from 8 valuation models.

Financial DNA score 58/100 — Good. P/E of 12.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$35.24
+52.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$38.73
+68.0%
√(22.5 × EPS × BVPS)
EPS=1.88, BVPS=35.46
P/E Fair Value
$37.60
+63.1%
EPS × 20x (sector P/E)
EPS=1.88, Sector P/E=20x
Peter Lynch (PEG)
$56.40
+144.7%
EPS × Growth% (PEG = 1 is fair)
EPS=1.88, g=30%
Dividend Discount (DDM)
$11.61
-49.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.91, r=10%, g=2%
Book Value (P/B)
$13.93
-39.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=35.46, ROE=5.8%, g=3%, r=10%
Reverse DCF
$23.05
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.5% | Historical: -40%
Margin of Safety
$27.89
+21.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=37.19, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.