First Interstate BancSystem, Inc.

FIBK US Financials Regional Banks
S&P 600
$36.92
+0.11%
Delayed · cached 15 min

Fair value analysis

FIBK
First Interstate BancSystem, Inc.
FinancialsRegional Banks
$36.92
Close used for this calculation
$44.89Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
58/100
Profitability17/25
Returns11/25
Balance Sheet8/25
Efficiency22/25
Growth14/25
Good
Quality radar
58Prof.17/25Ret.11/25Eff.22/25B.Sht8/25Growth14/25

Consensus fair value

$44.89
Below FV
▲ +21.6% against the close used
Model range $12.35 – $58.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$12.35Fair value$44.89Bull$58.80
FairClose
52-week traded range
52W low $29.3152W high $40.22

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

First Interstate BancSystem, Inc. closed at $36.92, 17.8% below the consensus fair value of $44.89 drawn from 9 valuation models.

Financial DNA score 58/100 — Good. P/E of 12.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$44.28
+19.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=4.2%, r=10%, tg=3%, n=10yr
Graham Number
$47.55
+28.8%
√(22.5 × EPS × BVPS)
EPS=2.94, BVPS=34.19
P/E Fair Value
$58.80
+59.3%
EPS × 20x (sector P/E)
EPS=2.94, Sector P/E=20x
Peter Lynch (PEG)
$12.35
-66.6%
EPS × Growth% (PEG = 1 is fair)
EPS=2.94, g=4.2%
EV/EBITDA
$52.11
+41.1%
(EBITDA × 12.1x − Net Debt) ÷ Shares
EBITDA=442.5M
Dividend Discount (DDM)
$33.76
-8.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.88, r=10%, g=4.2%
Book Value (P/B)
$28.82
-21.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=34.19, ROE=9.1%, g=4.2%, r=10%
Reverse DCF
$36.92
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.8% | Historical: 4.2%
Margin of Safety
$37.66
+2.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=50.21, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.