Finkurve Financial Serv L

FINKURVE NSE Financial Services Non Banking Financial Company (NBFC)
₹72.49
+8.63%
Delayed · cached 15 min

Fair value analysis

FINKURVE
Finkurve Financial Serv L
Financial ServicesNon Banking Financial Company (NBFC)
₹66.73
Close used for this calculation
₹32.57Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
53/100
Profitability25/25
Returns8/25
Balance Sheet14/25
Efficiency6/25
Growth12/25
Good
Quality radar
53Prof.25/25Ret.8/25Eff.6/25B.Sht14/25Growth12/25

Consensus fair value

₹32.57
Above FV
▼ -51.2% against the close used
Model range ₹19.06 – ₹69.81
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹19.06Fair value₹32.57Bull₹69.81
FairClose
52-week traded range
52W low ₹51.0752W high ₹123.73

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Finkurve Financial Serv L closed at ₹66.73, 104.9% above the consensus fair value of ₹32.57 drawn from 8 valuation models.

Financial DNA score 53/100 — Good. P/E of 51.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹35.20
-47.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹19.08
-71.4%
√(22.5 × EPS × BVPS)
EPS=1.55, BVPS=10.44 · outside Graham range (P/E 51.5, P/B 6.4) — asset-light, treat as a rough floor
Graham Formula
₹69.81
+4.6%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹26.12
-60.9%
EPS × 16.85x (sector P/E)
EPS=1.55, Sector P/E=16.85x
Peter Lynch (PEG)
₹38.75
-41.9%
EPS × Growth% (PEG = 1 is fair)
EPS=1.55, g=25%
Book Value (P/B)
₹19.06
-71.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=10.44, ROE=13.3%, g=6%, r=10%
Reverse DCF
₹66.73
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 17.5% | Historical: 25%
Margin of Safety
₹28.16
-57.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=37.55, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.