Fiserv

FISV US Financials Transaction & Payment Processing Services
S&P 500
$51.58
+5.42%
Delayed · cached 15 min

Fair value analysis

FISV
Fiserv
FinancialsTransaction & Payment Processing Services
$51.58
Close used for this calculation
$121.79Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
72/100
Profitability17/25
Returns18/25
Balance Sheet19/25
Efficiency18/25
Growth11/25
Strong
Quality radar
72Prof.17/25Ret.18/25Eff.18/25B.Sht19/25Growth11/25

Consensus fair value

$121.79
Below FV
▲ +136.1% against the close used
Model range $45.01 – $159.33
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$45.01Fair value$121.79Bull$159.33
FairClose
52-week traded range
52W low $47.1852W high $135.70

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Fiserv closed at $51.58, 57.6% below the consensus fair value of $121.79 drawn from 8 valuation models.

Financial DNA score 72/100 — Strong. P/E of 8.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$139.40
+170.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=7.1%, r=10%, tg=3%, n=10yr
Graham Number
$84.93
+64.7%
√(22.5 × EPS × BVPS)
EPS=6.34, BVPS=50.57
P/E Fair Value
$126.80
+145.8%
EPS × 20x (sector P/E)
EPS=6.34, Sector P/E=20x
Peter Lynch (PEG)
$45.01
-12.7%
EPS × Growth% (PEG = 1 is fair)
EPS=6.34, g=7.1%
EV/EBITDA
$159.33
+208.9%
(EBITDA × 13.6x − Net Debt) ÷ Shares
EBITDA=6.49B
Book Value (P/B)
$87.61
+69.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=50.57, ROE=12.9%, g=6%, r=10%
Reverse DCF
$51.58
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -5.2% | Historical: 7.1%
Margin of Safety
$87.78
+70.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=117.04, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.