Fifth Third Bancorp

FITB US Financials Regional Banks
S&P 500
$54.72
+0.53%
Delayed · cached 15 min

Fair value analysis

FITB
Fifth Third Bancorp
FinancialsRegional Banks
$54.72
Close used for this calculation
$65.56Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
59/100
Profitability19/25
Returns7/25
Balance Sheet17/25
Efficiency16/25
Growth11/25
Good
Quality radar
59Prof.19/25Ret.7/25Eff.16/25B.Sht17/25Growth11/25

Consensus fair value

$65.56
Below FV
▲ +19.8% against the close used
Model range $12.36 – $97.90
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$12.36Fair value$65.56Bull$97.90
FairClose
52-week traded range
52W low $40.3652W high $59.37

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Fifth Third Bancorp closed at $54.72, 16.5% below the consensus fair value of $65.56 drawn from 9 valuation models.

Financial DNA score 59/100 — Good. P/E of 15.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$97.90
+78.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=7.1%, r=10%, tg=3%, n=10yr
Graham Number
$54.75
+0.1%
√(22.5 × EPS × BVPS)
EPS=3.53, BVPS=37.74
P/E Fair Value
$70.60
+29.0%
EPS × 20x (sector P/E)
EPS=3.53, Sector P/E=20x
Peter Lynch (PEG)
$25.06
-54.2%
EPS × Growth% (PEG = 1 is fair)
EPS=3.53, g=7.1%
EV/EBITDA
$55.99
+2.3%
(EBITDA × 13.6x − Net Debt) ÷ Shares
EBITDA=3.77B
Dividend Discount (DDM)
$56.79
+3.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.54, r=10%, g=7.1%
Book Value (P/B)
$12.36
-77.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=37.74, ROE=7.3%, g=6%, r=10%
Reverse DCF
$54.72
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 3.7% | Historical: 7.1%
Margin of Safety
$55.81
+2.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=74.42, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.