Fidelity National Financial

FNF US Financials Property & Casualty Insurance
S&P 400
$44.13
+0.41%
Delayed · cached 15 min

Fair value analysis

FNF
Fidelity National Financial
FinancialsProperty & Casualty Insurance
$44.13
Close used for this calculation
$37.77Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
48/100
Profitability14/25
Returns5/25
Balance Sheet11/25
Efficiency18/25
Growth6/25
Average
Quality radar
48Prof.14/25Ret.5/25Eff.18/25B.Sht11/25Growth6/25

Consensus fair value

$37.77
Near FV
▼ -14.4% against the close used
Model range $2.21 – $44.20
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$2.21Fair value$37.77Bull$44.20
FairClose
52-week traded range
52W low $43.2652W high $58.51

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Fidelity National Financial closed at $44.13, 16.8% above the consensus fair value of $37.77 drawn from 8 valuation models.

Financial DNA score 48/100 — Average. P/E of 20.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$41.42
-6.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$37.27
-15.6%
√(22.5 × EPS × BVPS)
EPS=2.21, BVPS=27.93 · outside Graham range (P/E 20, P/B 1.6) — asset-light, treat as a rough floor
P/E Fair Value
$44.20
+0.2%
EPS × 20x (sector P/E)
EPS=2.21, Sector P/E=20x
Peter Lynch (PEG)
$2.21
-95.0%
EPS × Growth% (PEG = 1 is fair)
EPS=2.21, g=1%
Dividend Discount (DDM)
$25.77
-41.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2.02, r=10%, g=2%
Book Value (P/B)
$20.27
-54.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=27.93, ROE=8.1%, g=3%, r=10%
Reverse DCF
$44.13
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.1% | Historical: -1%
Margin of Safety
$30.72
-30.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=40.96, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.