$33.13
Above FV▼ -27.7% against the close used
Model range $5.05 – $39.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear$5.05Fair value$33.13Bull$39.80
FairClose
52-week traded range
52W low $40.1852W high $54.51
The 52-week range is measured from the stored price history, not estimated.
Trading above the consensus fair value
Glacier Bancorp closed at $45.83, 38.3% above the consensus fair value of $33.13 drawn from 9 valuation models.
Financial DNA score 44/100 — Average. P/E of 23.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
$39.60
-13.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=2.5%, r=10%, tg=3%, n=10yr
Graham Number
$38.42
-16.2%
√(22.5 × EPS × BVPS)
EPS=1.99, BVPS=32.97 · outside Graham range (P/E 23, P/B 1.4) — asset-light, treat as a rough floor
P/E Fair Value
$39.80
-13.2%
EPS × 20x (sector P/E)
EPS=1.99, Sector P/E=20x
Peter Lynch (PEG)
$5.05
-89.0%
EPS × Growth% (PEG = 1 is fair)
EPS=1.99, g=2.5%
EV/EBITDA
$27.23
-40.6%
(EBITDA × 11.3x − Net Debt) ÷ Shares
EBITDA=290.25M
Dividend Discount (DDM)
$18.14
-60.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.32, r=10%, g=2.5%
Book Value (P/B)
$11.96
-73.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=32.97, ROE=5.5%, g=3%, r=10%
Reverse DCF
$45.83
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 9.1% | Historical: 2.5%
Margin of Safety
$29.46
-35.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=39.27, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.