₹796.59
Below FV▲ +131.8% against the close used
Model range ₹50.42 – ₹2,250.02
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear₹50.42Fair value₹796.59Bull₹2,250.02
FairClose
52-week traded range
52W low ₹343.7052W high ₹409.35
The 52-week range is measured from the stored price history, not estimated.
Trading below the consensus fair value
General Ins Corp Of India closed at ₹343.70, 56.9% below the consensus fair value of ₹796.59 drawn from 10 valuation models.
Financial DNA score 74/100 — Strong. P/E of 6.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
₹50.42
-85.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹687.95
+100.2%
√(22.5 × EPS × BVPS)
EPS=55.08, BVPS=381.89
Graham Formula
₹1,641.78
+377.7%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=11.8%, FD=7%
P/E Fair Value
₹2,250.02
+554.6%
EPS × 40.85x (sector P/E)
EPS=55.08, Sector P/E=40.85x
Peter Lynch (PEG)
₹649.94
+89.1%
EPS × Growth% (PEG = 1 is fair)
EPS=55.08, g=11.8%
EV/EBITDA
₹897.57
+161.1%
(EBITDA × 15.9x − Net Debt) ÷ Shares
EBITDA=100.68B
Dividend Discount (DDM)
₹703.42
+104.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=13.03, r=10%, g=8%
Book Value (P/B)
₹821.06
+138.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=381.89, ROE=14.6%, g=6%, r=10%
Reverse DCF
₹343.70
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -9.1% | Historical: 11.8%
Margin of Safety
₹868.16
+152.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1157.54, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.