Genworth Financial, Inc.

GNW US Financials Multi-line Insurance
S&P 600
$10.49
+0.19%
Delayed · cached 15 min

Fair value analysis

GNW
Genworth Financial, Inc.
FinancialsMulti-line Insurance
$10.49
Close used for this calculation
$11.56Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
47/100
Profitability10/25
Returns10/25
Balance Sheet16/25
Efficiency11/25
Growth11/25
Average
Quality radar
47Prof.10/25Ret.10/25Eff.11/25B.Sht16/25Growth11/25

Consensus fair value

$11.56
Near FV
▲ +10.2% against the close used
Model range $5.82 – $16.65
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$5.82Fair value$11.56Bull$16.65
FairClose
52-week traded range
52W low $7.9452W high $10.49

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Genworth Financial, Inc. closed at $10.49, 9.3% below the consensus fair value of $11.56 drawn from 8 valuation models.

Financial DNA score 47/100 — Average. P/E of 19.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$10.12
-3.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$16.65
+58.7%
√(22.5 × EPS × BVPS)
EPS=0.54, BVPS=22.8
P/E Fair Value
$10.80
+3.0%
EPS × 20x (sector P/E)
EPS=0.54, Sector P/E=20x
Peter Lynch (PEG)
$6.97
-33.6%
EPS × Growth% (PEG = 1 is fair)
EPS=0.54, g=12.9%
EV/EBITDA
$16.08
+53.3%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=664M
Book Value (P/B)
$5.82
-44.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=22.8, ROE=2.6%, g=3%, r=10%
Reverse DCF
$10.49
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.8% | Historical: -12.9%
Margin of Safety
$9.39
-10.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=12.52, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.