₹262.21
Near FV▲ +4.6% against the close used
Model range ₹34.59 – ₹422.12
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear₹34.59Fair value₹262.21Bull₹422.12
FairClose
52-week traded range
52W low ₹245.6552W high ₹365.60
The 52-week range is measured from the stored price history, not estimated.
Trading close to the consensus fair value
Go Digit General Ins Ltd closed at ₹250.75, 4.4% below the consensus fair value of ₹262.21 drawn from 9 valuation models.
Financial DNA score 53/100 — Good. P/E of 48.1x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
₹422.12
+68.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹76.90
-69.3%
√(22.5 × EPS × BVPS)
EPS=5.89, BVPS=44.62 · outside Graham range (P/E 48.1, P/B 5.6) — asset-light, treat as a rough floor
Graham Formula
₹265.26
+5.8%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹240.61
-4.0%
EPS × 40.85x (sector P/E)
EPS=5.89, Sector P/E=40.85x
Peter Lynch (PEG)
₹147.25
-41.3%
EPS × Growth% (PEG = 1 is fair)
EPS=5.89, g=25%
EV/EBITDA
₹34.59
-86.2%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=2.01B
Book Value (P/B)
₹69.16
-72.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=44.62, ROE=12.2%, g=6%, r=10%
Reverse DCF
₹250.75
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 17.3% | Historical: 25%
Margin of Safety
₹188.42
-24.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=251.22, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.