Guidewire Software
S&P 400
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2015 | $63.68M | $23.07M | $-17.35M | $6.30M |
| FY2016 | $99.90M | $-101.25M | $13.45M | $7.11M |
| FY2017 | $138.76M | $-113.34M | $13.03M | $5.89M |
| FY2018 | $140.46M | $-537.58M | $573.00M | $9.40M |
| FY2019 | $116.13M | $-301.43M | $3.95M | $44.92M |
| FY2020 | $113.07M | $-5.80M | $4.96M | $21.38M |
| FY2021 | $111.59M | $64.19M | $-159.39M | $19.01M |
| FY2022 | $-37.94M | $312.21M | $-37.34M | $9.51M |
| FY2023 | $38.40M | $12.71M | $-261.58M | $5.82M |
| FY2024 | $195.75M | $-52.36M | $1.06M | $6.36M |
| FY2025 | $300.87M | $-236.97M | $82.29M | $5.74M |
| FY2026 | $389.72M | $-135.98M | $-578.98M | $12.06M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.