What sector does Hanmi Financial Corporation belong to?

Hanmi Financial Corporation operates in the Financials sector, specifically the Regional Banks industry, and is listed on the US markets.

What is the current share price of HAFC?

As of the latest available quote, HAFC traded at $31.80. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of HAFC?

Hanmi Financial Corporation has a price-to-earnings (P/E) ratio of about 10.71. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of HAFC?

The market capitalisation of Hanmi Financial Corporation is approximately $964.00M.

Is Hanmi Financial Corporation profitable?

For its latest reported financial year, Hanmi Financial Corporation recorded a net profit margin of about 28.16%.

Does HAFC pay a dividend?

Hanmi Financial Corporation currently has a dividend yield of about 3.45%.

What is the return on equity (ROE) of HAFC?

Hanmi Financial Corporation has a return on equity (ROE) of about 9.36%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of HAFC?

Over the past 52 weeks, HAFC has traded between a low of $22.85 and a high of $33.50.

Hanmi Financial Corporation

HAFC US Financials Regional Banks

S&P 600

$31.80

-0.28%

Delayed · cached 15 min

Fair value analysis

HAFC

Hanmi Financial Corporation

$31.80

Close used for this calculation

$53.91Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

56/100

Profitability17/25

Returns8/25

Balance Sheet11/25

Efficiency20/25

Growth14/25

Good

Quality radar

Consensus fair value

$53.91

Below FV

▲ +69.5% against the close used

Model range $11.09 – $102.50

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$11.09Fair value$53.91Bull$102.50

FairClose

52-week traded range

52W low $22.9652W high $33.31

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Hanmi Financial Corporation closed at $31.80, 41.0% below the consensus fair value of $53.91 drawn from 9 valuation models.

Financial DNA score 56/100 — Good. P/E of 12.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$102.50

+222.3%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=4.4%, r=10%, tg=3%, n=10yr

Graham Number

$39.35

+23.7%

√(22.5 × EPS × BVPS)

EPS=2.51, BVPS=27.41

P/E Fair Value

$50.20

+57.9%

EPS × 20x (sector P/E)

EPS=2.51, Sector P/E=20x

Peter Lynch (PEG)

$11.09

-65.1%

EPS × Growth% (PEG = 1 is fair)

EPS=2.51, g=4.4%

EV/EBITDA

$31.98

+0.6%

(EBITDA × 12.2x − Net Debt) ÷ Shares

EBITDA=79.39M

Dividend Discount (DDM)

$20.23

-36.4%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=1.08, r=10%, g=4.4%

Book Value (P/B)

$24.27

-23.7%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=27.41, ROE=9.4%, g=4.4%, r=10%

Reverse DCF

$31.80

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 1% | Historical: 4.4%

Margin of Safety

$48.01

+51.0%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=64.02, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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