Huntington Bancshares

HBAN US Financials Regional Banks
S&P 500
$16.86
+0.78%
Delayed · cached 15 min

Fair value analysis

HBAN
Huntington Bancshares
FinancialsRegional Banks
$16.86
Close used for this calculation
$21.68Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
67/100
Profitability19/25
Returns11/25
Balance Sheet14/25
Efficiency23/25
Growth16/25
Strong
Quality radar
67Prof.19/25Ret.11/25Eff.23/25B.Sht14/25Growth16/25

Consensus fair value

$21.68
Below FV
▲ +28.6% against the close used
Model range $3.44 – $27.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$3.44Fair value$21.68Bull$27.80
FairClose
52-week traded range
52W low $15.0252W high $19.27

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Huntington Bancshares closed at $16.86, 22.2% below the consensus fair value of $21.68 drawn from 9 valuation models.

Financial DNA score 67/100 — Strong. P/E of 12.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$23.48
+39.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=6.2%, r=10%, tg=3%, n=10yr
Graham Number
$23.20
+37.6%
√(22.5 × EPS × BVPS)
EPS=1.39, BVPS=17.2
P/E Fair Value
$27.80
+64.9%
EPS × 20x (sector P/E)
EPS=1.39, Sector P/E=20x
Peter Lynch (PEG)
$8.56
-49.2%
EPS × Growth% (PEG = 1 is fair)
EPS=1.39, g=6.2%
EV/EBITDA
$25.23
+49.7%
(EBITDA × 13.1x − Net Debt) ÷ Shares
EBITDA=3.45B
Dividend Discount (DDM)
$17.15
+1.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.62, r=10%, g=6.2%
Book Value (P/B)
$3.44
-79.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=17.2, ROE=6.8%, g=6%, r=10%
Reverse DCF
$16.86
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.4% | Historical: 6.2%
Margin of Safety
$18.62
+10.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=24.83, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.