What sector does Hdfc Life Ins Co Ltd belong to?

Hdfc Life Ins Co Ltd operates in the Financial Services sector, specifically the Life Insurance industry, and is listed on the NSE.

What is the current share price of HDFCLIFE?

As of the latest available quote, HDFCLIFE traded at ₹530.00. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of HDFCLIFE?

Hdfc Life Ins Co Ltd has a price-to-earnings (P/E) ratio of about 57.80. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of HDFCLIFE?

The market capitalisation of Hdfc Life Ins Co Ltd is approximately ₹1.15L Cr.

Is Hdfc Life Ins Co Ltd profitable?

For its latest reported financial year, Hdfc Life Ins Co Ltd recorded a net profit margin of about 1.92%.

Does HDFCLIFE pay a dividend?

Hdfc Life Ins Co Ltd currently has a dividend yield of about 0.40%.

What is the return on equity (ROE) of HDFCLIFE?

Hdfc Life Ins Co Ltd has a return on equity (ROE) of about 11.30%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of HDFCLIFE?

Over the past 52 weeks, HDFCLIFE has traded between a low of ₹508.70 and a high of ₹796.90.

Hdfc Life Ins Co Ltd

HDFCLIFE NSE Financial Services Life Insurance

Nifty 50 Nifty 100 Nifty 200 Nifty 500 LargeMid 250 F&O

₹530.00

+0.73%

Delayed · cached 15 min

Fair value analysis

HDFCLIFE

Hdfc Life Ins Co Ltd

₹526.15

Close used for this calculation

₹298.34Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

36/100

Profitability13/25

Returns5/25

Balance Sheet16/25

Efficiency2/25

Growth6/25

Average

Quality radar

Consensus fair value

₹298.34

Above FV

▼ -43.3% against the close used

Model range ₹102.78 – ₹546.22

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹102.78Fair value₹298.34Bull₹546.22

FairClose

52-week traded range

52W low ₹514.0052W high ₹787.80

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Hdfc Life Ins Co Ltd closed at ₹526.15, 76.4% above the consensus fair value of ₹298.34 drawn from 9 valuation models.

Financial DNA score 36/100 — Average. P/E of 58.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹175.86

-66.6%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹135.18

-74.3%

√(22.5 × EPS × BVPS)

EPS=8.86, BVPS=91.66 · outside Graham range (P/E 58.3, P/B 5.7) — asset-light, treat as a rough floor

Graham Formula

₹260.80

-50.4%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=11.6%, FD=7%

P/E Fair Value

₹546.22

+3.8%

EPS × 61.65x (sector P/E)

EPS=8.86, Sector P/E=61.65x

Peter Lynch (PEG)

₹102.78

-80.5%

EPS × Growth% (PEG = 1 is fair)

EPS=8.86, g=11.6%

EV/EBITDA

₹124.02

-76.4%

(EBITDA × 15.8x − Net Debt) ÷ Shares

EBITDA=19.14B

Book Value (P/B)

₹121.45

-76.9%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=91.66, ROE=11.3%, g=6%, r=10%

Reverse DCF

₹526.15

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 21.9% | Historical: 11.6%

Margin of Safety

₹209.64

-60.2%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=279.52, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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