What sector does Heritage Financial Corporation belong to?

Heritage Financial Corporation operates in the Health Care sector, specifically the Regional Banks industry, and is listed on the US markets.

What is the current share price of HFWA?

As of the latest available quote, HFWA traded at $28.41. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of HFWA?

Heritage Financial Corporation has a price-to-earnings (P/E) ratio of about 13.53. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of HFWA?

The market capitalisation of Heritage Financial Corporation is approximately $978.87M.

Is Heritage Financial Corporation profitable?

For its latest reported financial year, Heritage Financial Corporation recorded a net profit margin of about 21.49%.

Does HFWA pay a dividend?

Heritage Financial Corporation currently has a dividend yield of about 3.38%.

What is the return on equity (ROE) of HFWA?

Heritage Financial Corporation has a return on equity (ROE) of about 6.09%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of HFWA?

Over the past 52 weeks, HFWA has traded between a low of $21.32 and a high of $31.25.

Heritage Financial Corporation

HFWA US Health Care Regional Banks

S&P 600

$28.41

+0.00%

Delayed · cached 15 min

Fair value analysis

HFWA

Heritage Financial Corporation

$28.41

Close used for this calculation

$43.88Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

62/100

Profitability25/25

Returns8/25

Balance Sheet11/25

Efficiency18/25

Growth25/25

Good

Quality radar

Consensus fair value

$43.88

Below FV

▲ +54.5% against the close used

Model range $0.60 – $58.80

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$0.60Fair value$43.88Bull$58.80

FairClose

52-week traded range

52W low $21.4752W high $31.25

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Heritage Financial Corporation closed at $28.41, 35.3% below the consensus fair value of $43.88 drawn from 9 valuation models.

Financial DNA score 62/100 — Good. P/E of 14.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$49.35

+73.7%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$34.38

+21.0%

√(22.5 × EPS × BVPS)

EPS=1.96, BVPS=26.8

P/E Fair Value

$39.20

+38.0%

EPS × 20x (sector P/E)

EPS=1.96, Sector P/E=20x

Peter Lynch (PEG)

$58.80

+107.0%

EPS × Growth% (PEG = 1 is fair)

EPS=1.96, g=30%

EV/EBITDA

$41.56

+46.3%

(EBITDA × 18x − Net Debt) ÷ Shares

EBITDA=79.56M

Dividend Discount (DDM)

$51.85

+82.5%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=0.96, r=10%, g=8%

Book Value (P/B)

$0.60

-97.9%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=26.8, ROE=6.1%, g=6%, r=10%

Reverse DCF

$28.41

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 2.8% | Historical: 40%

Margin of Safety

$30.73

+8.2%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=40.98, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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