H&R Block

HRB US Consumer Discretionary Specialized Consumer Services
S&P 400
$45.12
+0.53%
Delayed · cached 15 min

Fair value analysis

HRB
H&R Block
Consumer DiscretionarySpecialized Consumer Services
$45.12
Close used for this calculation
$108.98Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
70/100
Profitability17/25
Returns21/25
Balance Sheet7/25
Efficiency25/25
Growth16/25
Strong
Quality radar
70Prof.17/25Ret.21/25Eff.25/25B.Sht7/25Growth16/25

Consensus fair value

$108.98
Below FV
▲ +141.5% against the close used
Model range $56.43 – $115.79
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$56.43Fair value$108.98Bull$115.79
FairClose
52-week traded range
52W low $28.3452W high $54.18

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

H&R Block closed at $45.12, 58.6% below the consensus fair value of $108.98 drawn from 7 valuation models.

Financial DNA score 70/100 — Strong. P/E of 8.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$115.79
+156.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
P/E Fair Value
$113.20
+150.9%
EPS × 20x (sector P/E)
EPS=5.66, Sector P/E=20x
Peter Lynch (PEG)
$56.43
+25.1%
EPS × Growth% (PEG = 1 is fair)
EPS=5.66, g=10%
EV/EBITDA
$108.77
+141.1%
(EBITDA × 15x − Net Debt) ÷ Shares
EBITDA=976.33M
Dividend Discount (DDM)
$90.64
+100.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.68, r=10%, g=8%
Reverse DCF
$45.12
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -5.5% | Historical: 10%
Margin of Safety
$85.87
+90.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=114.5, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.