Hancock Whitney

HWC US Financials Regional Banks
S&P 400
$75.25
+1.14%
Delayed · cached 15 min

Fair value analysis

HWC
Hancock Whitney
FinancialsRegional Banks
$75.25
Close used for this calculation
$102.18Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
69/100
Profitability21/25
Returns11/25
Balance Sheet19/25
Efficiency18/25
Growth17/25
Strong
Quality radar
69Prof.21/25Ret.11/25Eff.18/25B.Sht19/25Growth17/25

Consensus fair value

$102.18
Below FV
▲ +35.8% against the close used
Model range $59.19 – $121.11
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$59.19Fair value$102.18Bull$121.11
FairClose
52-week traded range
52W low $54.5252W high $79.78

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Hancock Whitney closed at $75.25, 26.4% below the consensus fair value of $102.18 drawn from 9 valuation models.

Financial DNA score 69/100 — Strong. P/E of 13.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$121.11
+60.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$83.41
+10.8%
√(22.5 × EPS × BVPS)
EPS=5.67, BVPS=54.53
P/E Fair Value
$113.40
+50.7%
EPS × 20x (sector P/E)
EPS=5.67, Sector P/E=20x
Peter Lynch (PEG)
$59.19
-21.3%
EPS × Growth% (PEG = 1 is fair)
EPS=5.67, g=10.4%
EV/EBITDA
$105.95
+40.8%
(EBITDA × 15.2x − Net Debt) ÷ Shares
EBITDA=639.71M
Dividend Discount (DDM)
$97.12
+29.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.8, r=10%, g=8%
Book Value (P/B)
$67.34
-10.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=54.53, ROE=10.9%, g=6%, r=10%
Reverse DCF
$75.25
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.6% | Historical: 10.4%
Margin of Safety
$79.48
+5.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=105.97, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.