Ibl Finance Limited
₹52.20
-0.57%
Delayed · cached 15 min
Fair value analysis
IBLFL
Ibl Finance Limited
₹60.50
Close used for this calculation
₹17.95Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
13/100
Quality radar
Consensus fair value
₹17.95
Above FV▼ -70.3% against the close used
Model range ₹3.73 – ₹23.31
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹3.73Fair value₹17.95Bull₹23.31
FairClose
52-week traded range
52W low ₹45.1552W high ₹70.85
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Ibl Finance Limited closed at ₹60.50, 237.0% above the consensus fair value of ₹17.95 drawn from 6 valuation models.
Financial DNA score 13/100 — Weak. P/E of 61.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹18.56
-69.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₹23.31
-61.5%
√(22.5 × EPS × BVPS)
EPS=0.99, BVPS=24.4 · outside Graham range (P/E 61.8, P/B 2.5) — asset-light, treat as a rough floor
P/E Fair Value
₹16.68
-72.4%
EPS × 16.85x (sector P/E)
EPS=0.99, Sector P/E=16.85x
Book Value (P/B)
₹3.73
-93.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=24.4, ROE=4.1%, g=3%, r=10%
Reverse DCF
₹60.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 22.3% | Historical: 0%
Margin of Safety
₹14.64
-75.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=19.52, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.