What sector does Intl Bancshares Corp belong to?

Intl Bancshares Corp operates in the Financials sector, specifically the Regional Banks industry, and is listed on the US markets.

What is the current share price of IBOC?

As of the latest available quote, IBOC traded at $70.94. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of IBOC?

Intl Bancshares Corp has a price-to-earnings (P/E) ratio of about 10.68. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of IBOC?

The market capitalisation of Intl Bancshares Corp is approximately $4.42B.

Is Intl Bancshares Corp profitable?

For its latest reported financial year, Intl Bancshares Corp recorded a net profit margin of about 46.52%.

Does IBOC pay a dividend?

Intl Bancshares Corp currently has a dividend yield of about 2.01%.

What is the return on equity (ROE) of IBOC?

Intl Bancshares Corp has a return on equity (ROE) of about 12.21%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of IBOC?

Over the past 52 weeks, IBOC has traded between a low of $63.20 and a high of $78.46.

Intl Bancshares Corp

IBOC US Financials Regional Banks

S&P 400

$70.94

-0.14%

Delayed · cached 15 min

Fair value analysis

IBOC

Intl Bancshares Corp

$70.94

Close used for this calculation

$118.10Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

69/100

Profitability21/25

Returns11/25

Balance Sheet14/25

Efficiency23/25

Growth17/25

Strong

Quality radar

Consensus fair value

$118.10

Below FV

▲ +66.5% against the close used

Model range $67.39 – $150.73

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$67.39Fair value$118.10Bull$150.73

FairClose

52-week traded range

52W low $63.4252W high $77.84

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Intl Bancshares Corp closed at $70.94, 39.9% below the consensus fair value of $118.10 drawn from 8 valuation models.

Financial DNA score 69/100 — Strong. P/E of 10.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$150.73

+112.5%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$89.81

+26.6%

√(22.5 × EPS × BVPS)

EPS=6.62, BVPS=54.15

P/E Fair Value

$132.40

+86.6%

EPS × 20x (sector P/E)

EPS=6.62, Sector P/E=20x

Peter Lynch (PEG)

$67.39

-5.0%

EPS × Growth% (PEG = 1 is fair)

EPS=6.62, g=10.2%

Dividend Discount (DDM)

$75.47

+6.4%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=1.4, r=10%, g=8%

Book Value (P/B)

$84.07

+18.5%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=54.15, ROE=12.2%, g=6%, r=10%

Reverse DCF

$70.94

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -1.4% | Historical: 10.2%

Margin of Safety

$93.24

+31.4%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=124.31, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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