Icici Lombard Gic Limited

ICICIGI NSE Financial Services General Insurance
Nifty 200 Nifty 500 Midcap 50 Midcap 100 Midcap 150 LargeMid 250 F&O
₹1,459.80
-0.35%
Delayed · cached 15 min

Fair value analysis

ICICIGI
Icici Lombard Gic Limited
Financial ServicesGeneral Insurance
₹1,465.00
Close used for this calculation
₹1,455.99Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
53/100
Profitability19/25
Returns10/25
Balance Sheet14/25
Efficiency10/25
Growth9/25
Good
Quality radar
53Prof.19/25Ret.10/25Eff.10/25B.Sht14/25Growth9/25

Consensus fair value

₹1,455.99
Near FV
▼ -0.6% against the close used
Model range ₹612.25 – ₹2,271.67
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹612.25Fair value₹1,455.99Bull₹2,271.67
FairClose
52-week traded range
52W low ₹1,465.0052W high ₹2,042.90

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Icici Lombard Gic Limited closed at ₹1,465.00, 0.6% above the consensus fair value of ₹1,455.99 drawn from 9 valuation models.

Financial DNA score 53/100 — Good. P/E of 30.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹948.93
-35.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹612.25
-58.2%
√(22.5 × EPS × BVPS)
EPS=55.61, BVPS=299.59 · outside Graham range (P/E 30, P/B 4.9) — asset-light, treat as a rough floor
Graham Formula
₹2,142.97
+46.3%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=16.5%, FD=7%
P/E Fair Value
₹2,271.67
+55.1%
EPS × 40.85x (sector P/E)
EPS=55.61, Sector P/E=40.85x
Peter Lynch (PEG)
₹917.56
-37.4%
EPS × Growth% (PEG = 1 is fair)
EPS=55.61, g=16.5%
EV/EBITDA
₹1,408.68
-3.8%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=38.96B
Book Value (P/B)
₹793.92
-45.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=299.59, ROE=16.6%, g=6%, r=10%
Reverse DCF
₹1,465.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 10.9% | Historical: 16.5%
Margin of Safety
₹1,120.47
-23.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1493.96, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.