Icici Pru Life Ins Co Ltd

ICICIPRULI NSE Financial Services Life Insurance
Nifty 500 Midcap 150 LargeMid 250 F&O
₹471.50
+0.11%
Delayed · cached 15 min

Fair value analysis

ICICIPRULI
Icici Pru Life Ins Co Ltd
Financial ServicesLife Insurance
₹471.00
Close used for this calculation
₹380.38Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
41/100
Profitability17/25
Returns5/25
Balance Sheet11/25
Efficiency8/25
Growth12/25
Average
Quality radar
41Prof.17/25Ret.5/25Eff.8/25B.Sht11/25Growth12/25

Consensus fair value

₹380.38
Above FV
▼ -19.2% against the close used
Model range ₹152.86 – ₹683.70
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹152.86Fair value₹380.38Bull₹683.70
FairClose
52-week traded range
52W low ₹460.4052W high ₹688.45

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Icici Pru Life Ins Co Ltd closed at ₹471.00, 23.8% above the consensus fair value of ₹380.38 drawn from 9 valuation models.

Financial DNA score 41/100 — Average. P/E of 42.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹220.13
-53.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹152.86
-67.5%
√(22.5 × EPS × BVPS)
EPS=11.09, BVPS=93.64 · outside Graham range (P/E 42.6, P/B 5) — asset-light, treat as a rough floor
Graham Formula
₹499.45
+6.0%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹683.70
+45.2%
EPS × 61.65x (sector P/E)
EPS=11.09, Sector P/E=61.65x
Peter Lynch (PEG)
₹277.25
-41.1%
EPS × Growth% (PEG = 1 is fair)
EPS=11.09, g=25%
EV/EBITDA
₹162.04
-65.6%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=14.52B
Book Value (P/B)
₹154.50
-67.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=93.64, ROE=12.6%, g=6%, r=10%
Reverse DCF
₹471.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 17.3% | Historical: 25%
Margin of Safety
₹291.78
-38.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=389.04, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.