Iifl Finance Limited

IIFL NSE Financial Services Non Banking Financial Company (NBFC)
Nifty 500 Smallcap 50 Smallcap 100 Smallcap 250
₹600.60
-1.16%
Delayed · cached 15 min

Fair value analysis

IIFL
Iifl Finance Limited
Financial ServicesNon Banking Financial Company (NBFC)
₹607.65
Close used for this calculation
₹544.88Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
48/100
Profitability13/25
Returns11/25
Balance Sheet6/25
Efficiency18/25
Growth1/25
Average
Quality radar
48Prof.13/25Ret.11/25Eff.18/25B.Sht6/25Growth1/25

Consensus fair value

₹544.88
Near FV
▼ -10.3% against the close used
Model range ₹124.96 – ₹657.99
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹124.96Fair value₹544.88Bull₹657.99
FairClose
52-week traded range
52W low ₹419.3552W high ₹696.40

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Iifl Finance Limited closed at ₹607.65, 11.5% above the consensus fair value of ₹544.88 drawn from 8 valuation models.

Financial DNA score 48/100 — Average. P/E of 12.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹555.16
-8.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=3.2%, r=10%, tg=3%, n=10yr
Graham Number
₹604.72
-0.5%
√(22.5 × EPS × BVPS)
EPS=39.05, BVPS=416.2
Graham Formula
₹540.28
-11.1%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=3.2%, FD=7%
P/E Fair Value
₹657.99
+8.3%
EPS × 16.85x (sector P/E)
EPS=39.05, Sector P/E=16.85x
Peter Lynch (PEG)
₹124.96
-79.4%
EPS × Growth% (PEG = 1 is fair)
EPS=39.05, g=3.2%
Book Value (P/B)
₹575.33
-5.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=416.2, ROE=12.6%, g=3.2%, r=10%
Reverse DCF
₹607.65
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 3.8% | Historical: 3.2%
Margin of Safety
₹442.15
-27.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=589.54, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.