The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹7.61Fair value₹28.70Bull₹72.06
FairClose
52-week traded range
52W low ₹26.6152W high ₹45.95
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
Indbank Merch Bank closed at ₹27.72, 3.4% below the consensus fair value of ₹28.70 drawn from 9 valuation models.
Financial DNA score 58/100 — Good. P/E of 16.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹8.95
-67.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹28.60
+3.2%
√(22.5 × EPS × BVPS)
EPS=1.6, BVPS=22.72
Graham Formula
₹72.06
+159.9%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹33.76
+21.8%
EPS × 21.1x (sector P/E)
EPS=1.6, Sector P/E=21.1x
Peter Lynch (PEG)
₹40.00
+44.3%
EPS × Growth% (PEG = 1 is fair)
EPS=1.6, g=25%
EV/EBITDA
₹40.57
+46.3%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=100M
Book Value (P/B)
₹7.61
-72.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=22.72, ROE=7.3%, g=6%, r=10%
Reverse DCF
₹27.72
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.2% | Historical: 25%
Margin of Safety
₹26.88
-3.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=35.84, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.