What sector does J & K Bank Ltd. belong to?

J & K Bank Ltd. operates in the Financial Services sector, specifically the Private Sector Bank industry, and is listed on the NSE.

What is the current share price of J&KBANK?

As of the latest available quote, J&KBANK traded at ₹141.85. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of J&KBANK?

J & K Bank Ltd. has a price-to-earnings (P/E) ratio of about 47.13. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of J&KBANK?

The market capitalisation of J & K Bank Ltd. is approximately ₹15,997 Cr.

Is J & K Bank Ltd. profitable?

For its latest reported financial year, J & K Bank Ltd. recorded a net profit margin of about 17.95%.

Does J&KBANK pay a dividend?

J & K Bank Ltd. currently has a dividend yield of about 0.97%.

What is the return on equity (ROE) of J&KBANK?

J & K Bank Ltd. has a return on equity (ROE) of about 15.40%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of J&KBANK?

Over the past 52 weeks, J&KBANK has traded between a low of ₹105.68 and a high of ₹168.44.

J & K Bank Ltd.

J&KBANK NSE Financial Services Private Sector Bank

Nifty 500 Smallcap 250

₹141.85

+0.94%

Delayed · cached 15 min

Fair value analysis

J&KBANK

J & K Bank Ltd.

₹145.77

Close used for this calculation

₹347.94Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

64/100

Profitability23/25

Returns14/25

Balance Sheet6/25

Efficiency21/25

Growth23/25

Good

Quality radar

Consensus fair value

₹347.94

Below FV

▲ +138.7% against the close used

Model range ₹116.50 – ₹965.12

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹116.50Fair value₹347.94Bull₹965.12

FairClose

52-week traded range

52W low ₹98.0952W high ₹192.65

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

J & K Bank Ltd. closed at ₹145.77, 58.1% below the consensus fair value of ₹347.94 drawn from 9 valuation models.

Financial DNA score 64/100 — Good. P/E of 6.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹425.36

+191.8%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹269.18

+84.7%

√(22.5 × EPS × BVPS)

EPS=21.43, BVPS=150.28

Graham Formula

₹965.12

+562.1%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=20%, FD=7%

P/E Fair Value

₹297.88

+104.3%

EPS × 13.9x (sector P/E)

EPS=21.43, Sector P/E=13.9x

Peter Lynch (PEG)

₹499.32

+242.5%

EPS × Growth% (PEG = 1 is fair)

EPS=21.43, g=23.3%

Dividend Discount (DDM)

₹116.50

-20.1%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=2.16, r=10%, g=8%

Book Value (P/B)

₹353.15

+142.3%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=150.28, ROE=15.4%, g=6%, r=10%

Reverse DCF

₹145.77

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -7.8% | Historical: 23.3%

Margin of Safety

₹367.04

+151.8%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=489.39, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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