St. Joe Company

JOE US Real Estate Real Estate Development
S&P 600
$65.86
+3.07%
Delayed · cached 15 min

Fair value analysis

JOE
St. Joe Company
Real EstateReal Estate Development
$65.86
Close used for this calculation
$40.84Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
46/100
Profitability16/25
Returns10/25
Balance Sheet14/25
Efficiency6/25
Growth3/25
Average
Quality radar
46Prof.16/25Ret.10/25Eff.6/25B.Sht14/25Growth3/25

Consensus fair value

$40.84
Above FV
▼ -38.0% against the close used
Model range $15.18 – $60.20
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$15.18Fair value$40.84Bull$60.20
FairClose
52-week traded range
52W low $46.8952W high $72.79

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

St. Joe Company closed at $65.86, 61.3% above the consensus fair value of $40.84 drawn from 8 valuation models.

Financial DNA score 46/100 — Average. P/E of 33.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$60.20
-8.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$24.46
-62.9%
√(22.5 × EPS × BVPS)
EPS=1.99, BVPS=13.36 · outside Graham range (P/E 33.1, P/B 4.9) — asset-light, treat as a rough floor
P/E Fair Value
$39.80
-39.6%
EPS × 20x (sector P/E)
EPS=1.99, Sector P/E=20x
Peter Lynch (PEG)
$15.18
-76.9%
EPS × Growth% (PEG = 1 is fair)
EPS=1.99, g=7.6%
EV/EBITDA
$28.84
-56.2%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=193.7M
Book Value (P/B)
$23.15
-64.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=13.36, ROE=15.1%, g=3%, r=10%
Reverse DCF
$65.86
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13.9% | Historical: -7.6%
Margin of Safety
$31.12
-52.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=41.49, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.