JPMorgan Chase

JPM US Financials Diversified Banks
S&P 500 Dow Jones
$356.23
+0.76%
Delayed · cached 15 min

Fair value analysis

JPM
JPMorgan Chase
FinancialsDiversified Banks
$356.23
Close used for this calculation
$371.27Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
66/100
Profitability21/25
Returns13/25
Balance Sheet16/25
Efficiency16/25
Growth11/25
Strong
Quality radar
66Prof.21/25Ret.13/25Eff.16/25B.Sht16/25Growth11/25

Consensus fair value

$371.27
Near FV
▲ +4.2% against the close used
Model range $250.36 – $469.43
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$250.36Fair value$371.27Bull$469.43
FairClose
52-week traded range
52W low $282.8452W high $365.18

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

JPMorgan Chase closed at $356.23, 4.1% below the consensus fair value of $371.27 drawn from 9 valuation models.

Financial DNA score 66/100 — Strong. P/E of 17.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$397.38
+11.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$250.36
-29.7%
√(22.5 × EPS × BVPS)
EPS=20.02, BVPS=139.15 · outside Graham range (P/E 17.8, P/B 2.6) — asset-light, treat as a rough floor
P/E Fair Value
$400.40
+12.4%
EPS × 20x (sector P/E)
EPS=20.02, Sector P/E=20x
Peter Lynch (PEG)
$257.46
-27.7%
EPS × Growth% (PEG = 1 is fair)
EPS=20.02, g=12.9%
EV/EBITDA
$469.43
+31.8%
(EBITDA × 16.4x − Net Debt) ÷ Shares
EBITDA=81.42B
Dividend Discount (DDM)
$313.55
-12.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=5.81, r=10%, g=8%
Book Value (P/B)
$321.09
-9.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=139.15, ROE=15.2%, g=6%, r=10%
Reverse DCF
$356.23
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.6% | Historical: 12.9%
Margin of Safety
$262.03
-26.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=349.38, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.