The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$2.29Fair value$35.54Bull$110.83
FairClose
52-week traded range
52W low $22.9052W high $53.59
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Kemper Corporation closed at $27.25, 23.3% below the consensus fair value of $35.54 drawn from 9 valuation models.
Financial DNA score 62/100 — Good. P/E of 11.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$110.83
+306.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=1%, r=10%, tg=3%, n=10yr
Graham Number
$43.86
+60.9%
√(22.5 × EPS × BVPS)
EPS=2.29, BVPS=37.33
P/E Fair Value
$45.80
+68.1%
EPS × 20x (sector P/E)
EPS=2.29, Sector P/E=20x
Peter Lynch (PEG)
$2.29
-91.6%
EPS × Growth% (PEG = 1 is fair)
EPS=2.29, g=1%
EV/EBITDA
$26.37
-3.2%
(EBITDA × 10.5x − Net Debt) ÷ Shares
EBITDA=235M
Dividend Discount (DDM)
$16.33
-40.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.28, r=10%, g=2%
Book Value (P/B)
$18.88
-30.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=37.33, ROE=6.5%, g=3%, r=10%
Reverse DCF
$27.25
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.1% | Historical: 1%
Margin of Safety
$50.12
+83.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=66.83, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.