Kinsale Capital Group

KNSL US Financials Property & Casualty Insurance
S&P 400
$360.01
-0.74%
Delayed · cached 15 min

Fair value analysis

KNSL
Kinsale Capital Group
FinancialsProperty & Casualty Insurance
$360.01
Close used for this calculation
$555.36Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
74/100
Profitability25/25
Returns15/25
Balance Sheet19/25
Efficiency15/25
Growth20/25
Strong
Quality radar
74Prof.25/25Ret.15/25Eff.15/25B.Sht19/25Growth20/25

Consensus fair value

$555.36
Below FV
▲ +54.3% against the close used
Model range $208.61 – $844.81
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$208.61Fair value$555.36Bull$844.81
FairClose
52-week traded range
52W low $290.2052W high $478.99

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Kinsale Capital Group closed at $360.01, 35.2% below the consensus fair value of $555.36 drawn from 8 valuation models.

Financial DNA score 74/100 — Strong. P/E of 16.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$844.81
+134.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$208.61
-42.1%
√(22.5 × EPS × BVPS)
EPS=21.65, BVPS=89.33 · outside Graham range (P/E 16.6, P/B 4) — asset-light, treat as a rough floor
P/E Fair Value
$433.00
+20.3%
EPS × 20x (sector P/E)
EPS=21.65, Sector P/E=20x
Peter Lynch (PEG)
$649.50
+80.4%
EPS × Growth% (PEG = 1 is fair)
EPS=21.65, g=30%
EV/EBITDA
$492.72
+36.9%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=640.14M
Book Value (P/B)
$418.75
+16.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=89.33, ROE=24.8%, g=6%, r=10%
Reverse DCF
$360.01
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.7% | Historical: 40%
Margin of Safety
$371.61
+3.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=495.47, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.