What sector does Lic Housing Finance Ltd belong to?

Lic Housing Finance Ltd operates in the Financial Services sector, specifically the Housing Finance Company industry, and is listed on the NSE.

What is the current share price of LICHSGFIN?

As of the latest available quote, LICHSGFIN traded at ₹562.90. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of LICHSGFIN?

Lic Housing Finance Ltd has a price-to-earnings (P/E) ratio of about 5.40. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of LICHSGFIN?

The market capitalisation of Lic Housing Finance Ltd is approximately ₹30,963 Cr.

Is Lic Housing Finance Ltd profitable?

For its latest reported financial year, Lic Housing Finance Ltd recorded a net profit margin of about 19.43%.

Does LICHSGFIN pay a dividend?

Lic Housing Finance Ltd does not currently show a dividend yield in our data.

What is the return on equity (ROE) of LICHSGFIN?

Lic Housing Finance Ltd has a return on equity (ROE) of about 14.40%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of LICHSGFIN?

Over the past 52 weeks, LICHSGFIN has traded between a low of ₹458.90 and a high of ₹598.20.

Lic Housing Finance Ltd

LICHSGFIN NSE Financial Services Housing Finance Company

Nifty 200 Nifty 500 Midcap 100 Midcap 150 LargeMid 250 F&O

₹562.90

+1.92%

Delayed · cached 15 min

Fair value analysis

LICHSGFIN

Lic Housing Finance Ltd

₹552.30

Close used for this calculation

₹1,565.82Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

63/100

Profitability23/25

Returns11/25

Balance Sheet6/25

Efficiency23/25

Growth23/25

Good

Quality radar

Consensus fair value

₹1,565.82

Below FV

▲ +183.5% against the close used

Model range ₹530.87 – ₹4,587.79

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹530.87Fair value₹1,565.82Bull₹4,587.79

FairClose

52-week traded range

52W low ₹460.7052W high ₹593.45

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Lic Housing Finance Ltd closed at ₹552.30, 64.7% below the consensus fair value of ₹1,565.82 drawn from 9 valuation models.

Financial DNA score 63/100 — Good. P/E of 5.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹2,022.02

+266.1%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹1,316.86

+138.4%

√(22.5 × EPS × BVPS)

EPS=101.87, BVPS=756.58

Graham Formula

₹4,587.79

+730.7%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=20%, FD=7%

P/E Fair Value

₹1,354.87

+145.3%

EPS × 13.3x (sector P/E)

EPS=101.87, Sector P/E=13.3x

Peter Lynch (PEG)

₹2,516.19

+355.6%

EPS × Growth% (PEG = 1 is fair)

EPS=101.87, g=24.7%

Dividend Discount (DDM)

₹530.87

-3.9%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=9.83, r=10%, g=8%

Book Value (P/B)

₹1,588.81

+187.7%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=756.58, ROE=14.4%, g=6%, r=10%

Reverse DCF

₹552.30

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -10% | Historical: 24.7%

Margin of Safety

₹1,740.29

+215.1%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=2320.39, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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