Manappuram Finance Ltd

MANAPPURAM NSE Financial Services Non Banking Financial Company (NBFC)
Nifty 500 Smallcap 50 Smallcap 100 Smallcap 250 F&O
₹329.00
-0.54%
Delayed · cached 15 min

Fair value analysis

MANAPPURAM
Manappuram Finance Ltd
Financial Services›Non Banking Financial Company (NBFC)
₹330.80
Close used for this calculation
₹203.08Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
33/100
Profitability17/25
Returns5/25
Balance Sheet3/25
Efficiency8/25
Growth6/25
Weak
Quality radar
33Prof.17/25Ret.5/25Eff.8/25B.Sht3/25Growth6/25

Consensus fair value

₹203.08
Above FV
▼ -38.6% against the close used
Model range ₹60.32 – ₹312.39
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹60.32Fair value₹203.08Bull₹312.39
FairClose
52-week traded range
52W low ₹251.1052W high ₹371.85

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Manappuram Finance Ltd closed at ₹330.80, 62.9% above the consensus fair value of ₹203.08 drawn from 8 valuation models.

Financial DNA score 33/100 — Weak. P/E of 21.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹211.99
-35.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹244.47
-26.1%
√(22.5 × EPS × BVPS)
EPS=10.68, BVPS=248.72 · outside Graham range (P/E 21.3, P/B 1.3) — asset-light, treat as a rough floor
Graham Formula
₹312.39
-5.6%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=11.5%, FD=7%
P/E Fair Value
₹179.96
-45.6%
EPS × 16.85x (sector P/E)
EPS=10.68, Sector P/E=16.85x
Peter Lynch (PEG)
₹122.82
-62.9%
EPS × Growth% (PEG = 1 is fair)
EPS=10.68, g=11.5%
Book Value (P/B)
₹60.32
-81.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=248.72, ROE=7%, g=6%, r=10%
Reverse DCF
₹330.80
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13% | Historical: 11.5%
Margin of Safety
₹177.90
-46.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=237.2, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.