Mas Financial Serv Ltd

MASFIN NSE Financial Services Non Banking Financial Company (NBFC)
₹295.95
+0.51%
Delayed · cached 15 min

Fair value analysis

MASFIN
Mas Financial Serv Ltd
Financial ServicesNon Banking Financial Company (NBFC)
₹294.45
Close used for this calculation
₹401.50Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
55/100
Profitability21/25
Returns11/25
Balance Sheet6/25
Efficiency17/25
Growth17/25
Good
Quality radar
55Prof.21/25Ret.11/25Eff.17/25B.Sht6/25Growth17/25

Consensus fair value

₹401.50
Below FV
▲ +36.4% against the close used
Model range ₹284.05 – ₹853.04
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹284.05Fair value₹401.50Bull₹853.04
FairClose
52-week traded range
52W low ₹279.6552W high ₹347.40

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Mas Financial Serv Ltd closed at ₹294.45, 26.7% below the consensus fair value of ₹401.50 drawn from 8 valuation models.

Financial DNA score 55/100 — Good. P/E of 13.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹406.11
+37.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹284.05
-3.5%
√(22.5 × EPS × BVPS)
EPS=20.46, BVPS=175.27 · outside Graham range (P/E 13.5, P/B 1.7) — asset-light, treat as a rough floor
Graham Formula
₹853.04
+189.7%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=18.2%, FD=7%
P/E Fair Value
₹344.75
+17.1%
EPS × 16.85x (sector P/E)
EPS=20.46, Sector P/E=16.85x
Peter Lynch (PEG)
₹372.37
+26.5%
EPS × Growth% (PEG = 1 is fair)
EPS=20.46, g=18.2%
Book Value (P/B)
₹324.25
+10.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=175.27, ROE=13.4%, g=6%, r=10%
Reverse DCF
₹294.45
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.7% | Historical: 18.2%
Margin of Safety
₹353.99
+20.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=471.99, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.