What sector does Mercury General belong to?

Mercury General operates in the Financials sector, specifically the Property & Casualty Insurance industry, and is listed on the US markets.

What is the current share price of MCY?

As of the latest available quote, MCY traded at $102.34. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of MCY?

Mercury General has a price-to-earnings (P/E) ratio of about 6.05. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of MCY?

The market capitalisation of Mercury General is approximately $5.67B.

Is Mercury General profitable?

For its latest reported financial year, Mercury General recorded a net profit margin of about 1,828.02%.

Does MCY pay a dividend?

Mercury General currently has a dividend yield of about 1.24%.

What is the return on equity (ROE) of MCY?

Mercury General has a return on equity (ROE) of about 19.08%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of MCY?

Over the past 52 weeks, MCY has traded between a low of $74.29 and a high of $113.06.

Mercury General

MCY US Financials Property & Casualty Insurance

S&P 600

$102.34

-0.30%

Delayed · cached 15 min

Fair value analysis

MCY

Mercury General

$102.34

Close used for this calculation

$223.18Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

78/100

Profitability21/25

Returns17/25

Balance Sheet19/25

Efficiency21/25

Growth17/25

Strong

Quality radar

Consensus fair value

$223.18

Below FV

▲ +118.1% against the close used

Model range $68.53 – $368.70

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$68.53Fair value$223.18Bull$368.70

FairClose

52-week traded range

52W low $76.2352W high $111.12

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Mercury General closed at $102.34, 54.1% below the consensus fair value of $223.18 drawn from 9 valuation models.

Financial DNA score 78/100 — Strong. P/E of 10.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$368.70

+260.3%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$106.06

+3.6%

√(22.5 × EPS × BVPS)

EPS=9.77, BVPS=51.17

P/E Fair Value

$195.40

+90.9%

EPS × 20x (sector P/E)

EPS=9.77, Sector P/E=20x

Peter Lynch (PEG)

$127.89

+25.0%

EPS × Growth% (PEG = 1 is fair)

EPS=9.77, g=13.1%

EV/EBITDA

$220.66

+115.6%

(EBITDA × 16.5x − Net Debt) ÷ Shares

EBITDA=738.64M

Dividend Discount (DDM)

$68.53

-33.0%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=1.27, r=10%, g=8%

Book Value (P/B)

$167.33

+63.5%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=51.17, ROE=19.1%, g=6%, r=10%

Reverse DCF

$102.34

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -1.7% | Historical: 13.1%

Margin of Safety

$167.54

+63.7%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=223.39, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

Equity Timer