The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹13.32Fair value₹215.40Bull₹449.91
FairClose
52-week traded range
52W low ₹145.4652W high ₹255.81
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
Muthoot Microfin Limited closed at ₹196.13, 8.9% below the consensus fair value of ₹215.40 drawn from 8 valuation models.
Financial DNA score 45/100 — Average. P/E of 13.6x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹198.29
+1.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹233.29
+18.9%
√(22.5 × EPS × BVPS)
EPS=9.99, BVPS=242.14
Graham Formula
₹449.91
+129.4%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹158.84
-19.0%
EPS × 15.9x (sector P/E)
EPS=9.99, Sector P/E=15.9x
Peter Lynch (PEG)
₹249.75
+27.3%
EPS × Growth% (PEG = 1 is fair)
EPS=9.99, g=25%
Book Value (P/B)
₹13.32
-93.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=242.14, ROE=6.2%, g=6%, r=10%
Reverse DCF
₹196.13
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.9% | Historical: 25%
Margin of Safety
₹195.06
-0.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=260.08, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.