What sector does NMI Holdings, Inc. belong to?

NMI Holdings, Inc. operates in the Financials sector, specifically the Commercial & Residential Mortgage Finance industry, and is listed on the US markets.

What is the current share price of NMIH?

As of the latest available quote, NMIH traded at $43.89. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of NMIH?

NMI Holdings, Inc. has a price-to-earnings (P/E) ratio of about 8.64. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of NMIH?

The market capitalisation of NMI Holdings, Inc. is approximately $3.47B.

Is NMI Holdings, Inc. profitable?

For its latest reported financial year, NMI Holdings, Inc. recorded a net profit margin of about 55.05%.

Does NMIH pay a dividend?

NMI Holdings, Inc. does not currently show a dividend yield in our data.

What is the return on equity (ROE) of NMIH?

NMI Holdings, Inc. has a return on equity (ROE) of about 14.38%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of NMIH?

Over the past 52 weeks, NMIH has traded between a low of $34.84 and a high of $46.74.

NMI Holdings, Inc.

NMIH US Financials Commercial & Residential Mortgage Finance

S&P 600

$43.89

-0.68%

Delayed · cached 15 min

Fair value analysis

NMIH

NMI Holdings, Inc.

$43.89

Close used for this calculation

$96.05Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

75/100

Profitability23/25

Returns16/25

Balance Sheet14/25

Efficiency22/25

Growth17/25

Strong

Quality radar

Consensus fair value

$96.05

Below FV

▲ +118.8% against the close used

Model range $62.60 – $116.38

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$62.60Fair value$96.05Bull$116.38

FairClose

52-week traded range

52W low $35.3552W high $45.71

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

NMI Holdings, Inc. closed at $43.89, 54.3% below the consensus fair value of $96.05 drawn from 8 valuation models.

Financial DNA score 75/100 — Strong. P/E of 8.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$103.58

+136.0%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$62.60

+42.6%

√(22.5 × EPS × BVPS)

EPS=4.92, BVPS=35.4

P/E Fair Value

$98.40

+124.2%

EPS × 20x (sector P/E)

EPS=4.92, Sector P/E=20x

Peter Lynch (PEG)

$92.10

+109.8%

EPS × Growth% (PEG = 1 is fair)

EPS=4.92, g=18.7%

EV/EBITDA

$116.38

+165.2%

(EBITDA × 18x − Net Debt) ÷ Shares

EBITDA=511.1M

Book Value (P/B)

$74.15

+69.0%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=35.4, ROE=14.4%, g=6%, r=10%

Reverse DCF

$43.89

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -3.9% | Historical: 18.7%

Margin of Safety

$66.15

+50.7%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=88.19, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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