Old National Bank

ONB US Financials Regional Banks
S&P 400
$25.66
+0.23%
Delayed · cached 15 min

Fair value analysis

ONB
Old National Bank
FinancialsRegional Banks
$25.66
Close used for this calculation
$26.96Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
56/100
Profitability19/25
Returns8/25
Balance Sheet11/25
Efficiency18/25
Growth8/25
Good
Quality radar
56Prof.19/25Ret.8/25Eff.18/25B.Sht11/25Growth8/25

Consensus fair value

$26.96
Near FV
▲ +5.1% against the close used
Model range $10.40 – $35.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$10.40Fair value$26.96Bull$35.80
FairClose
52-week traded range
52W low $19.6052W high $27.29

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Old National Bank closed at $25.66, 4.8% below the consensus fair value of $26.96 drawn from 9 valuation models.

Financial DNA score 56/100 — Good. P/E of 14.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$28.37
+10.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=5.9%, r=10%, tg=3%, n=10yr
Graham Number
$29.72
+15.8%
√(22.5 × EPS × BVPS)
EPS=1.79, BVPS=21.93
P/E Fair Value
$35.80
+39.5%
EPS × 20x (sector P/E)
EPS=1.79, Sector P/E=20x
Peter Lynch (PEG)
$10.61
-58.6%
EPS × Growth% (PEG = 1 is fair)
EPS=1.79, g=5.9%
EV/EBITDA
$30.73
+19.8%
(EBITDA × 13x − Net Debt) ÷ Shares
EBITDA=886.34M
Dividend Discount (DDM)
$14.56
-43.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.56, r=10%, g=5.9%
Book Value (P/B)
$10.40
-59.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=21.93, ROE=7.9%, g=5.9%, r=10%
Reverse DCF
$25.66
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.6% | Historical: 5.9%
Margin of Safety
$23.47
-8.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=31.3, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.