Old Republic International
S&P 400
$40.96
+0.29%
Delayed · cached 15 min
Fair value analysis
ORI
Old Republic International
$40.96
Close used for this calculation
$21.21Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
49/100
Quality radar
Consensus fair value
$21.21
Above FV▼ -48.2% against the close used
Model range $4.09 – $46.69
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$4.09Fair value$21.21Bull$46.69
FairClose
52-week traded range
52W low $36.6652W high $46.62
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Old Republic International closed at $40.96, 93.1% above the consensus fair value of $21.21 drawn from 8 valuation models.
Financial DNA score 49/100 — Average. P/E of 50.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$15.37
-62.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$21.34
-47.9%
√(22.5 × EPS × BVPS)
EPS=0.82, BVPS=24.67 · outside Graham range (P/E 50, P/B 1.7) — asset-light, treat as a rough floor
P/E Fair Value
$16.40
-60.0%
EPS × 20x (sector P/E)
EPS=0.82, Sector P/E=20x
Peter Lynch (PEG)
$4.09
-90.0%
EPS × Growth% (PEG = 1 is fair)
EPS=0.82, g=5%
Dividend Discount (DDM)
$46.69
+14.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=3.66, r=10%, g=2%
Book Value (P/B)
$43.71
+6.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=24.67, ROE=15.4%, g=3%, r=10%
Reverse DCF
$40.96
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 19.5% | Historical: -5%
Margin of Safety
$13.28
-67.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=17.7, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.