Prosperity Bancshares

PB US Financials Regional Banks
S&P 400
$71.35
-0.20%
Delayed · cached 15 min

Fair value analysis

PB
Prosperity Bancshares
FinancialsRegional Banks
$71.35
Close used for this calculation
$81.97Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
55/100
Profitability17/25
Returns11/25
Balance Sheet11/25
Efficiency16/25
Growth6/25
Good
Quality radar
55Prof.17/25Ret.11/25Eff.16/25B.Sht11/25Growth6/25

Consensus fair value

$81.97
Near FV
▲ +14.9% against the close used
Model range $14.76 – $114.40
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$14.76Fair value$81.97Bull$114.40
FairClose
52-week traded range
52W low $61.8952W high $76.03

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Prosperity Bancshares closed at $71.35, 13.0% below the consensus fair value of $81.97 drawn from 8 valuation models.

Financial DNA score 55/100 — Good. P/E of 12.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$74.72
+4.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=2.6%, r=10%, tg=3%, n=10yr
Graham Number
$102.74
+44.0%
√(22.5 × EPS × BVPS)
EPS=5.72, BVPS=82.01
P/E Fair Value
$114.40
+60.3%
EPS × 20x (sector P/E)
EPS=5.72, Sector P/E=20x
Peter Lynch (PEG)
$14.76
-79.3%
EPS × Growth% (PEG = 1 is fair)
EPS=5.72, g=2.6%
EV/EBITDA
$86.57
+21.3%
(EBITDA × 11.3x − Net Debt) ÷ Shares
EBITDA=727.7M
Book Value (P/B)
$41.47
-41.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=82.01, ROE=6.5%, g=3%, r=10%
Reverse DCF
$71.35
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.7% | Historical: 2.6%
Margin of Safety
$72.97
+2.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=97.29, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.