PennyMac Mortgage Investment Trust
S&P 600
$9.17
+0.00%
Delayed · cached 15 min
Fair value analysis
PMT
PennyMac Mortgage Investment Trust
$9.17
Close used for this calculation
$18.31Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
53/100
Quality radar
Consensus fair value
$18.31
Below FV▲ +99.7% against the close used
Model range $8.65 – $21.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$8.65Fair value$18.31Bull$21.80
FairClose
52-week traded range
52W low $9.1752W high $13.81
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
PennyMac Mortgage Investment Trust closed at $9.17, 49.9% below the consensus fair value of $18.31 drawn from 7 valuation models.
Financial DNA score 53/100 — Good. P/E of 9.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$18.56
+102.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$21.80
+137.7%
√(22.5 × EPS × BVPS)
EPS=0.99, BVPS=21.33
P/E Fair Value
$19.80
+115.9%
EPS × 20x (sector P/E)
EPS=0.99, Sector P/E=20x
Peter Lynch (PEG)
$8.65
-5.6%
EPS × Growth% (PEG = 1 is fair)
EPS=0.99, g=8.7%
Book Value (P/B)
$11.88
+29.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=21.33, ROE=6.9%, g=3%, r=10%
Reverse DCF
$9.17
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -3.4% | Historical: -8.7%
Margin of Safety
$15.04
+64.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=20.05, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.