ProAssurance Corporation
S&P 600
Fair value analysis
PRA
ProAssurance Corporation
$25.00
Close used for this calculation
$17.18Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
30/100
Quality radar
Consensus fair value
$17.18
Above FV▼ -31.3% against the close used
Model range $2.95 – $23.96
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$2.95Fair value$17.18Bull$23.96
FairClose
52-week traded range
52W low $22.9752W high $25.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
ProAssurance Corporation closed at $25.00, 45.5% above the consensus fair value of $17.18 drawn from 8 valuation models.
Financial DNA score 30/100 — Weak. P/E of 25.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$18.56
-25.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$23.96
-4.2%
√(22.5 × EPS × BVPS)
EPS=0.99, BVPS=25.77 · outside Graham range (P/E 25.3, P/B 1) — asset-light, treat as a rough floor
P/E Fair Value
$19.80
-20.8%
EPS × 20x (sector P/E)
EPS=0.99, Sector P/E=20x
Peter Lynch (PEG)
$13.83
-44.7%
EPS × Growth% (PEG = 1 is fair)
EPS=0.99, g=14%
EV/EBITDA
$9.21
-63.2%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=85.76M
Book Value (P/B)
$2.95
-88.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=25.77, ROE=3.8%, g=3%, r=10%
Reverse DCF
$25.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 10.3% | Historical: -14%
Margin of Safety
$15.58
-37.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=20.77, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.