What sector does Primerica belong to?

Primerica operates in the Financials sector, specifically the Life & Health Insurance industry, and is listed on the US markets.

What is the current share price of PRI?

As of the latest available quote, PRI traded at $292.44. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of PRI?

Primerica has a price-to-earnings (P/E) ratio of about 11.75. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of PRI?

The market capitalisation of Primerica is approximately $9.59B.

Is Primerica profitable?

For its latest reported financial year, Primerica recorded a net profit margin of about 22.82%.

Does PRI pay a dividend?

Primerica currently has a dividend yield of about 1.61%.

What is the return on equity (ROE) of PRI?

Primerica has a return on equity (ROE) of about 29.78%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of PRI?

Over the past 52 weeks, PRI has traded between a low of $230.09 and a high of $327.28.

Primerica

PRI US Financials Life & Health Insurance

S&P 400

$292.44

+1.18%

Delayed · cached 15 min

Fair value analysis

PRI

Primerica

$292.44

Close used for this calculation

$427.75Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

71/100

Profitability23/25

Returns18/25

Balance Sheet14/25

Efficiency16/25

Growth20/25

Strong

Quality radar

Consensus fair value

$427.75

Below FV

▲ +46.3% against the close used

Model range $204.06 – $545.54

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$204.06Fair value$427.75Bull$545.54

FairClose

52-week traded range

52W low $245.5552W high $326.41

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Primerica closed at $292.44, 31.6% below the consensus fair value of $427.75 drawn from 9 valuation models.

Financial DNA score 71/100 — Strong. P/E of 12.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$454.74

+55.5%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$204.06

-30.2%

√(22.5 × EPS × BVPS)

EPS=22.91, BVPS=80.78 · outside Graham range (P/E 12.8, P/B 3.6) — asset-light, treat as a rough floor

P/E Fair Value

$458.20

+56.7%

EPS × 20x (sector P/E)

EPS=22.91, Sector P/E=20x

Peter Lynch (PEG)

$441.93

+51.1%

EPS × Growth% (PEG = 1 is fair)

EPS=22.91, g=19.3%

EV/EBITDA

$545.54

+86.5%

(EBITDA × 18x − Net Debt) ÷ Shares

EBITDA=993.82M

Dividend Discount (DDM)

$224.24

-23.3%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=4.15, r=10%, g=8%

Book Value (P/B)

$480.26

+64.2%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=80.78, ROE=29.8%, g=6%, r=10%

Reverse DCF

$292.44

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 1.1% | Historical: 19.3%

Margin of Safety

$279.25

-4.5%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=372.33, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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