Park National Corp.

PRK US Financials Regional Banks
S&P 600
$187.44
-0.17%
Delayed · cached 15 min

Fair value analysis

PRK
Park National Corp.
FinancialsRegional Banks
$187.44
Close used for this calculation
$182.50Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
66/100
Profitability19/25
Returns10/25
Balance Sheet21/25
Efficiency16/25
Growth6/25
Strong
Quality radar
66Prof.19/25Ret.10/25Eff.16/25B.Sht21/25Growth6/25

Consensus fair value

$182.50
Near FV
▼ -2.6% against the close used
Model range $74.33 – $222.20
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$74.33Fair value$182.50Bull$222.20
FairClose
52-week traded range
52W low $149.7352W high $212.56

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Park National Corp. closed at $187.44, 2.7% above the consensus fair value of $182.50 drawn from 9 valuation models.

Financial DNA score 66/100 — Strong. P/E of 16.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$205.87
+9.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=6.7%, r=10%, tg=3%, n=10yr
Graham Number
$154.22
-17.7%
√(22.5 × EPS × BVPS)
EPS=11.11, BVPS=95.15 · outside Graham range (P/E 16.9, P/B 2) — asset-light, treat as a rough floor
P/E Fair Value
$222.20
+18.5%
EPS × 20x (sector P/E)
EPS=11.11, Sector P/E=20x
Peter Lynch (PEG)
$74.33
-60.3%
EPS × Growth% (PEG = 1 is fair)
EPS=11.11, g=6.7%
EV/EBITDA
$191.45
+2.1%
(EBITDA × 13.3x − Net Debt) ÷ Shares
EBITDA=232.52M
Dividend Discount (DDM)
$178.23
-4.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=5.53, r=10%, g=6.7%
Book Value (P/B)
$105.38
-43.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=95.15, ROE=10.4%, g=6%, r=10%
Reverse DCF
$187.44
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.9% | Historical: 6.7%
Margin of Safety
$145.57
-22.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=194.1, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.