PayPal
S&P 500
Nasdaq 100
$53.72
+0.77%
Delayed · cached 15 min
Fair value analysis
PYPL
PayPal
$53.72
Close used for this calculation
$110.10Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
80/100
Quality radar
Consensus fair value
$110.10
Below FV▲ +105.0% against the close used
Model range $51.45 – $154.73
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$51.45Fair value$110.10Bull$154.73
FairClose
52-week traded range
52W low $39.0852W high $76.13
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
PayPal closed at $53.72, 51.2% below the consensus fair value of $110.10 drawn from 8 valuation models.
Financial DNA score 80/100 — Exceptional. P/E of 9.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$114.18
+112.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$51.45
-4.2%
√(22.5 × EPS × BVPS)
EPS=5.41, BVPS=21.75 · outside Graham range (P/E 9.9, P/B 2.5) — asset-light, treat as a rough floor
P/E Fair Value
$108.20
+101.4%
EPS × 20x (sector P/E)
EPS=5.41, Sector P/E=20x
Peter Lynch (PEG)
$154.73
+188.0%
EPS × Growth% (PEG = 1 is fair)
EPS=5.41, g=28.6%
EV/EBITDA
$128.78
+139.7%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=7.03B
Book Value (P/B)
$109.45
+103.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=21.75, ROE=26.1%, g=6%, r=10%
Reverse DCF
$53.72
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -2.4% | Historical: 28.6%
Margin of Safety
$68.46
+27.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=91.28, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.