Q2 Holdings, Inc.

QTWO US Information Technology Application Software
S&P 600
$60.89
+0.93%
Delayed · cached 15 min

Fair value analysis

QTWO
Q2 Holdings, Inc.
Information TechnologyApplication Software
$60.89
Close used for this calculation
$31.22Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
19/100
Profitability6/25
Returns2/25
Balance Sheet9/25
Efficiency2/25
Growth0/25
Weak
Quality radar
19Prof.6/25Ret.2/25Eff.2/25B.Sht9/25Growth0/25

Consensus fair value

$31.22
Above FV
▼ -48.7% against the close used
Model range $7.14 – $56.12
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$7.14Fair value$31.22Bull$56.12
FairClose
52-week traded range
52W low $42.0952W high $84.24

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Q2 Holdings, Inc. closed at $60.89, 95.0% above the consensus fair value of $31.22 drawn from 6 valuation models.

Financial DNA score 19/100 — Weak. P/E of 76.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$56.12
-7.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
P/E Fair Value
$16.00
-73.7%
EPS × 20x (sector P/E)
EPS=0.8, Sector P/E=20x
EV/EBITDA
$14.35
-76.4%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=93.32M
Book Value (P/B)
$7.14
-88.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=9.84, ROE=8.1%, g=3%, r=10%
Reverse DCF
$60.89
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 25.3% | Historical: 0%
Margin of Safety
$27.05
-55.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=36.06, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.