Radian Group, Inc.

RDN US Financials Property & Casualty Insurance
S&P 600
$35.62
-1.66%
Delayed · cached 15 min

Fair value analysis

RDN
Radian Group, Inc.
FinancialsProperty & Casualty Insurance
$35.62
Close used for this calculation
$21.97Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
56/100
Profitability18/25
Returns7/25
Balance Sheet14/25
Efficiency17/25
Growth9/25
Good
Quality radar
56Prof.18/25Ret.7/25Eff.17/25B.Sht14/25Growth9/25

Consensus fair value

$21.97
Above FV
▼ -38.3% against the close used
Model range $4.17 – $45.95
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$4.17Fair value$21.97Bull$45.95
FairClose
52-week traded range
52W low $31.6752W high $39.71

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Radian Group, Inc. closed at $35.62, 62.1% above the consensus fair value of $21.97 drawn from 9 valuation models.

Financial DNA score 56/100 — Good. P/E of 31.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$4.17
-88.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$29.81
-16.3%
√(22.5 × EPS × BVPS)
EPS=1.12, BVPS=35.27 · outside Graham range (P/E 31.8, P/B 1) — asset-light, treat as a rough floor
P/E Fair Value
$22.40
-37.1%
EPS × 20x (sector P/E)
EPS=1.12, Sector P/E=20x
Peter Lynch (PEG)
$12.59
-64.7%
EPS × Growth% (PEG = 1 is fair)
EPS=1.12, g=11.2%
EV/EBITDA
$15.40
-56.8%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=801.23M
Dividend Discount (DDM)
$12.99
-63.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.02, r=10%, g=2%
Book Value (P/B)
$45.95
+29.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=35.27, ROE=12.1%, g=3%, r=10%
Reverse DCF
$35.62
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13.4% | Historical: -11.2%
Margin of Safety
$14.09
-60.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=18.79, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.