The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$2.21Fair value$41.42Bull$55.64
FairClose
52-week traded range
52W low $23.3552W high $32.40
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Regions Financial Corporation closed at $30.13, 27.3% below the consensus fair value of $41.42 drawn from 9 valuation models.
Financial DNA score 67/100 — Strong. P/E of 13.1x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$45.65
+51.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$33.74
+12.0%
√(22.5 × EPS × BVPS)
EPS=2.3, BVPS=21.99
P/E Fair Value
$46.00
+52.7%
EPS × 20x (sector P/E)
EPS=2.3, Sector P/E=20x
Peter Lynch (PEG)
$23.46
-22.1%
EPS × Growth% (PEG = 1 is fair)
EPS=2.3, g=10.2%
EV/EBITDA
$2.21
-92.7%
(EBITDA × 15.1x − Net Debt) ÷ Shares
EBITDA=137M
Dividend Discount (DDM)
$55.64
+84.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.03, r=10%, g=8%
Book Value (P/B)
$29.91
-0.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=21.99, ROE=11.4%, g=6%, r=10%
Reverse DCF
$30.13
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.4% | Historical: 10.2%
Margin of Safety
$31.35
+4.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=41.8, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.