$129.28
Above FV▼ -48.0% against the close used
Model range $21.12 – $180.29
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear$21.12Fair value$129.28Bull$180.29
FairClose
52-week traded range
52W low $181.5452W high $255.91
The 52-week range is measured from the stored price history, not estimated.
Trading above the consensus fair value
Reinsurance Group of America closed at $248.72, 92.4% above the consensus fair value of $129.28 drawn from 9 valuation models.
Financial DNA score 35/100 — Average. P/E of 35.7x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
$130.64
-47.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$180.29
-27.5%
√(22.5 × EPS × BVPS)
EPS=6.97, BVPS=207.27 · outside Graham range (P/E 35.7, P/B 1.2) — asset-light, treat as a rough floor
P/E Fair Value
$139.40
-44.0%
EPS × 20x (sector P/E)
EPS=6.97, Sector P/E=20x
Peter Lynch (PEG)
$21.12
-91.5%
EPS × Growth% (PEG = 1 is fair)
EPS=6.97, g=3%
EV/EBITDA
$84.25
-66.1%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=1.58B
Dividend Discount (DDM)
$46.30
-81.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=3.63, r=10%, g=2%
Book Value (P/B)
$166.70
-33.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=207.27, ROE=8.6%, g=3%, r=10%
Reverse DCF
$248.72
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 14.9% | Historical: -3%
Margin of Safety
$112.58
-54.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=150.11, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.