RLI Corp.

RLI US Financials Property & Casualty Insurance
S&P 400
$60.48
+0.07%
Delayed · cached 15 min

Fair value analysis

RLI
RLI Corp.
FinancialsProperty & Casualty Insurance
$60.48
Close used for this calculation
$69.99Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
74/100
Profitability17/25
Returns16/25
Balance Sheet21/25
Efficiency20/25
Growth11/25
Strong
Quality radar
74Prof.17/25Ret.16/25Eff.20/25B.Sht21/25Growth11/25

Consensus fair value

$69.99
Below FV
▲ +15.7% against the close used
Model range $13.98 – $93.76
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$13.98Fair value$69.99Bull$93.76
FairClose
52-week traded range
52W low $47.7752W high $66.95

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

RLI Corp. closed at $60.48, 13.6% below the consensus fair value of $69.99 drawn from 9 valuation models.

Financial DNA score 74/100 — Strong. P/E of 13.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$93.76
+55.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=3.2%, r=10%, tg=3%, n=10yr
Graham Number
$43.24
-28.5%
√(22.5 × EPS × BVPS)
EPS=4.37, BVPS=19.02 · outside Graham range (P/E 13.8, P/B 3.2) — asset-light, treat as a rough floor
P/E Fair Value
$87.40
+44.5%
EPS × 20x (sector P/E)
EPS=4.37, Sector P/E=20x
Peter Lynch (PEG)
$13.98
-76.9%
EPS × Growth% (PEG = 1 is fair)
EPS=4.37, g=3.2%
EV/EBITDA
$64.09
+6.0%
(EBITDA × 11.6x − Net Debt) ÷ Shares
EBITDA=514.11M
Dividend Discount (DDM)
$39.93
-34.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2.63, r=10%, g=3.2%
Book Value (P/B)
$55.43
-8.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=19.02, ROE=23%, g=3.2%, r=10%
Reverse DCF
$60.48
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.2% | Historical: 3.2%
Margin of Safety
$56.10
-7.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=74.8, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.